INDEPENDENT CONSULTING WITH OVER 25 YEARS EXPERTISE IN THE PAYMENT INDUSTRY


PROVIDING PRACTICAL PAYMENT ADVICE, EXPERTISE AND SUPPORT TO:


MERCHANTS, MARKETPLACES, PSPs & FINTECHS, BANKS as well as Payment Schemes, Investors and other companies looking to understand, set up or improve their online payments


WHO WE ARE

An independent payment consultancy founded 10 years ago and based on over 25 years of hands-on experience in the payments industry to help you understand your payment needs, evaluate your options, build the best possible payment strategy for your company and to select the most suitable payment providers. Run by Masha Cilliers utilising support from a range of independent consultant colleagues

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Masha Cilliers is a member of a range of payment industry associations as well as a recognised expert, contributor and writer on the subject of payments, fraud management, marketplaces and new platform economies


Contact us

Providing expertise and sharing views with a range of information channels such as BBC, Financial Times,  IMRG, The Paypers, MPE, ATPS and more

Customer Quotes

"Masha has been helping us over the last year or so as we've been reassessing our payment provider and KYC set up. She has been invaluable in helping us navigate the landscape, understand and negotiate pricing and generally come up with pragmatic solutions to meet our business needs. She is always responsive and it's been a huge help to have her there to support through these projects." 

Jess Mantell, VP Finance, Prolific (research marketplace)

“Masha has been pivotal in us reviewing our Customer facing Payments strategy and engaging with our suppliers to review our current solution and provide leadership in our future Payments roadmap. She has worked well as part of our team to engage, inspire and lead them through a thorough 360 review and we have welcomed her deep insight and input with her valuable experience in this sector resulting in a proposal that we have confidence in”

Martin Francis, Global Digital GM, FitFlop (online retailer)

I have worked with Masha for nine years as she helped Limonetik and Thunes with her payment expertise and her extensive network. Masha has great understanding of the payments ecosystem, payment products and innovation as well as being able to provide practical help when we needed it. She is also very knowledgeable about marketplaces and alternative payments and has been instrumental to our company’s success in launching new products and  partnerships in Europe, America, Africa and APAC. I thoroughly recommend Masha as a consultant and a payment specialist

Christophe Bourbier, Founder and CEO of Limonetik/Exco member of Thunes

Masha arrived at just the right moment in our payments project. She did an awesome job of helping us ensure we had the most competitive rates to offer our customers, as well as fine-tuning our marketing messages with the benefits that our payment solution would offer them. She also helped us navigate some of the more technical and tricky parts of implementing the solution in terms of tax etc. Her help was invaluable, and I know the team enjoyed working with her and respected her huge experience and knowledge

Claire Fraser, Managing Director XPOS

Payment Options' USP

- what are we good at -

Helping merchants and marketplaces to fully understand  their payment requirements and priorities

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Assessing different payment  methods and processing strategies

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Compliance with payment rules and regulations

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Selecting payment and other related service providers
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Roles of PSP, Acquirer and Scheme in Ecommerce Ecosystem
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Background and analysis of new merchant categories such as Consumer Marketplaces, Gig and Shared economy platforms, B2B Marketplaces
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Building partnerships and packaging solutions for payment companies
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Fraud Management and Identity management evaluation and strategy
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Benchmarking competitors 

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